Fullscreen image-dna: Personal Auto Insurance Carolinaunderwriters Personal Auto Insurance An auto insurance policy consist of eight different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.http://www.carolinaunderwriters.net Color Attribution: Carolinaunderwriters (Palette License: CC0. Contact image author for image licensing.)